<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://www.adimplia.com.br/blog/saude-e-clinicas/como-cobrar-paciente-que-nao-pagou-a-consulta</loc>
    <news:news>
      <news:publication><news:name>Blog da Adimplia</news:name><news:language>pt</news:language></news:publication>
      <news:publication_date>2026-10-22T11:00:00.000Z</news:publication_date>
      <news:title>Como cobrar paciente que não pagou a consulta sem ferir a ética</news:title>
    </news:news>
    <image:image><image:loc>https://www.adimplia.com.br/blog/imagens/noticias/como-cobrar-paciente-que-nao-pagou-a-consulta.jpg</image:loc><image:caption>Recepção de hospital com sinalização</image:caption></image:image>
  </url>
  <url>
    <loc>https://www.adimplia.com.br/blog/inadimplencia/serasa-9-3-milhoes-empresas-inadimplentes-agosto-2026-recorde</loc>
    <news:news>
      <news:publication><news:name>Blog da Adimplia</news:name><news:language>pt</news:language></news:publication>
      <news:publication_date>2026-10-21T20:00:00.000Z</news:publication_date>
      <news:title>Serasa: 9,3 milhões de empresas negativadas, e quase 95% são micro e pequenas</news:title>
    </news:news>
    <image:image><image:loc>https://www.adimplia.com.br/blog/imagens/noticias/serasa-9-3-milhoes-empresas-inadimplentes-agosto-2026-recorde.jpg</image:loc><image:caption>Homem segura uma placa de fechado na porta de uma loja</image:caption></image:image>
  </url>
</urlset>
